Advertiser Disclosure: Ad Practitioners LLC has partnered with FinishRich Media LLC. Ad Practitioners LLC and FinishRich Media LLC have an advertising relationship with the companies included on this page and receive a commission when you click or make a purchase using this site. The purpose of this content is to educate and inform, and should not be construed as financial, legal, tax, investment, or other advice. We encourage you to contact a qualified professional to ensure you are making the right decisions to achieve your financial goals. For more information, please check out our full disclaimer.

Straight to the point...

The Best Life Insurance Companies

If anyone you love (a wife, husband or child) is dependent on your income, then you need to buy a life insurance policy to protect them financially in the event of your death. Here’s what to keep in mind when shopping for life insurance:

  • Life insurance is more affordable than you think
  • I recommend getting term life insurance. It’s the cheapest type of life insurance you can buy because it’s designed to be a “protection plan” and not an investment.  
  • Your premium is most affected by your age, health and lifestyle
  • Depending on the amount you buy, the company may not require a physical or blood work
  • Whole life insurance is typically more expensive, but has an investment component that can add to your retirement income