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The Best Car Insurance Companies

It’s smart to shop around for cheaper car insurance once a year. Start by calling up your current insurance company and asking for a lower rate — if they say no, don’t be afraid to mention you’re considering switching to a competitor. Here’s what else to keep in mind when shopping for car insurance:

  • Each time you move, shop for new coverage, as rates vary drastically by location
  • Take advantage of discounts and bundle offers that apply to you. For example, you might get a cheaper rate if you combine your car insurance with your renters insurance.
  • Understand your state’s minimum coverage requirement and specific laws