If you start saving in these three “baskets,” you’ll be well on your way to building financial security for life.
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“There’s zero alignment between cost and value. I charged this way for 10 years and realized, it’s a broken system.”
Did you recently experience a major life change? It could be time to hire a professional.
“Nothing gives energy to a person’s life like a dream account. It makes your future exciting.”
“Almost the bulk of my wife’s retirement account happens to be in this investment.”
Everything you need to know about RIAs and who should consider working with one.
Make these four money moves so that you and your family will be financially protected.
Certified financial planner (CFP) professionals are a type of financial advisor, but not all advisors are CFPs.
Laying a strong financial foundation in your 20s is ultimately what will set you up for long-term success.
Certified financial planner Brent Weiss shares the biggest mistake he sees people make with their money.
Here are 6 signs you should work with a financial advisor and how to pick the right one.
“Financial advisor” is a generic term. Here’s everything you need to know about the main types of advisors.
Hiring a professional to help with your money may be more affordable than you think.
When it comes time to hire a financial advisor, there’s one term you’re going to want to fully understand: fiduciary.
Everything you need to know about robo-advisors and financial advisors.
Here’s what the national average interest rate on savings accounts is, as of November 16, 2020.
Mortgage interest rates have been hitting record lows all year, but rose slightly this week. Here’s what they are as of November 12, 2020.
The right financial advisor can help guide you along your path to living and finishing rich.
Shopping smartly for pet insurance means understanding the factors that affect the price. Here’s everything you need to know.
Automated investing platforms known as “robo-advisors” are becoming more and more mainstream. Here’s everything you need to know about how they work.
Here’s a breakdown of everything you need to know about the current state of federal student loans.
Here’s what the national average interest rate on savings accounts is, as of November 9, 2020.
Mortgage interest rates hit another record low, for the 12th time this year. Here’s what they are as of November 5, 2020.
You don’t have to wait until January 1 to start chipping away at next year’s goals.
Grab a journal and a pen, and answer this question today.
Let this calculator do the math for you.
Here’s what the national average interest rate on savings accounts is, as of November 2, 2020.
Mortgage interest rates remain at rock-bottom levels. Here’s what they are as of October 29, 2020.
Most people tend to wait until they’re close to retirement before hiring a financial advisor. Oftentimes, that’s too late.
It’s a money lesson anyone can benefit from.
Interest rates have plummeted amid the pandemic, but one online bank is offering some consumers 2.8% APY. Here’s how you can qualify.
Here’s what the national average interest rate on savings accounts is, as of October 26, 2020.
Mortgage interest rates are still very low. Here’s what they are as of October 22, 2020.
With such low rates, now is a great time to refinance your mortgage. Here’s how to do it.
It’ll only take an hour, but could mean the difference between starting the new year off on the right foot or on the wrong one.
Term insurance comes in two basic flavors: annual renewable term and level term. Here’s what you need to know.
It’s smart to invest in both stocks and bonds. This formula will tell you how much of each to invest in.
Here’s exactly how much of your money should be invested in cash, bonds and stocks depending on your age.
Don’t make these common mistakes if you’re new to investing.
Mortgage interest rates continue to set record lows.
Here’s what the national average interest rate on savings accounts is, as of October 19, 2020.
It has nothing to do with stocks or mutual funds.
The Covid-19 pandemic has rocked the U.S. economy. But you wouldn’t know it from looking at credit scores.
There are two main types of IRAs: a traditional IRA and a Roth IRA. They both offer big tax advantages, but there are a few key differences to be aware of.
Retirement may feel like it’s too far off to start thinking about, but the longer you wait to save for your future, the further behind you’ll fall.
The national average interest rate on savings accounts is low, but you can make your money work harder for you if you choose the right account.
A 401(k) plan is considered the mother of all retirement accounts. If used properly, it can help you retire rich.
If you’re a tenant, renters insurance is a smart and relatively cheap investment. Here’s how much it costs and what impacts the price.
An ARM has a fixed rate for the first phase of the loan. After that, an adjustable period begins during which your rate can increase or decrease.
Renters insurance is a smart investment if you’re a tenant. And it’s one of the most affordable insurance policies you can buy.
Mortgage interest rates have been setting record lows over the last few months. Here’s what they are as of September 24, 2020.
If you’re not already contributing to a pre-tax retirement account, it’s time to open one today.
If you want to build lasting wealth, credit card debt isn’t an option. The sooner you can get out of the red, the better your financial future will look.
When the going gets tough, you want cash. So if you haven’t already built a cash reserve, the time to start saving is now.
Most credit cards only require you to make a minimum payment each month. But the less you pay now, the more you’ll pay later.
Chances are, you’ve heard the phrase “pay yourself first.” But just because you’ve heard of it doesn’t mean you’re living it.
If you’re in debt, you need to first and foremost understand your financial situation. You can’t cure what you don’t face.
Credit-rating companies like FICO and VantageScore look at these factors when deciding on your credit score.
The first step to getting out of debt is facing it. Here are seven simple questions that will force you to come to terms with your debt right now.
27-year-old Hannah Addington bought her first home in just a week — and she did it with nearly $70,000 worth of student loans.
There’s one thing all of us should be doing with our money right now.
Hannah Addington bought her first home in Sacramento, CA with nearly $70,000 in student loans and barely anything in savings.
Raising your credit score isn’t that hard if you know what to do. Here’s an action plan that’ll help get your score up and keep it there.
Ultimately, if you want to build lasting wealth, you need to get out of the red.
The sooner you can get out of the red, the better your financial future will look.
Fixed-rate mortgages are the industry’s most basic mortgage product. Here are the pros and cons of 15- and 30-year fixed-rate mortgages.
A crucial step in the homebuying process is getting the financing right. Here’s a guide to the most popular types of mortgages.
Contrary to popular belief, you don’t need tens of thousands of dollars in cash to make a down payment and get a mortgage.
If you want to build wealth, it’s time you start thinking about buying a home. Don’t let this common misconception hold you back.
Anyone can use this strategy to pay off their mortgage early and save big on interest.
Sacramento-based millennial Hannah Addington became a homeowner with barely anything in savings. Here’s how.
Building wealth starts with a financial plan that’s automatic. Here’s how to make one.
The Rock recently became an investor in Acorns, a money app that makes it easy to save and invest for your future.
Here’s what to do with your money during the Covid-19 pandemic.
Follow these four steps to make sure you’re budgeting the right amount of money for your home.
Develop a habit of looking for strategies to save, no matter how much money you make. Here are some of my favorite ways to cut back.
People tend to think that having adequate coverage means shelling out a lot of money, but that’s not necessarily true.
Getting married is a huge decision that impacts many aspects of life — including your finances.
Mortgage rates continue to hit record lows. In September 2020, the average interest rate on a 30-year fixed-rate mortgage dropped to 2.86%.
Homes are selling quickly and for sums that are often at or over the asking prices.
For millions of Americans the economic disruptions caused by the coronavirus outbreak have highlighted the importance of emergency savings. Here’s where to stash your savings.
Working for yourself means your retirement savings plan falls entirely on your shoulders. Don’t let that deter you from investing for the future.
In normal times, a last will and testament is a prudent thing to have. During a public health emergency like the ongoing Covid-19 pandemic, they’re essential.
We don’t like facing down potential doom, but digging into the details of life insurance policies is paramount to getting optimal coverage.
Typically, life insurance sales spike after any kind of a catastrophe.
Owning your own home is key to building wealth. Here are my top tips for buying your first place.
In regards to how much homeowners insurance you should buy, keep the Goldilocks Principle in mind: Not too much, not too little, but just right.
Even with the recent auto insurance rebates offered by many big insurers because of the Covid-19 pandemic, you’re probably still paying too much on your premiums.
It’s never too early to start saving for a home. Here’s how to get started today.
Here are some of the smartest money moves to make in your 30s.
Interest rates are at a historic low, making homeownership affordable. Learn why now may be the perfect time to stop renting and buy your first home.
Do these things and you’ll be well on your way to living a richer life today.