Catch David on Live with Regis and Kelly THIS MONDAY, November 17th
and learn the best ways to save money this holiday season!
Dear Friends and FinishRich Community Members,
I hope our November newsletter finds you well. It's been an extremely busy Fall season here in our offices at FinishRich Media. My team and I have just put the finishing touches on my brand new book being released this spring titled, Fight for Your Money: How to Stop Getting Ripped Off and Save a Fortune." This is my tenth book in ten years and although it was a lot of work to put it together, I know it's going to be an amazing tool to help all of us become smarter, more empowered consumers. I'll share lots more about the book with you in future newsletters. And be sure to stay tuned for a sneak peek coming soon!
I was recently interviewed for Borders newsletter and web site on the topic of the economy. There's no getting around the fact that it's a confusing time for all of us. There are so many questions, not only concerning how our economy got to this point but what can we expect in the near future? What do we need to be doing right now in order to get through these challenging, uncertain times? What should we be doing about our 401(k)'s and other investments? What about the housing market? Does it still make sense to buy a home? For answers to these and more questions, read the full article by clicking here.
Last week, I had the pleasure of speaking at the 2008 Realtors® Conference and Expo in Orlando. You might guess that in today?s financial environment, the real estate industry would have its tails between its legs, shaking with concern about the housing markets. Not so! In fact, given what I saw at the conference, Realtors are confident about the opportunities you have in becoming a homeowner.
Sure, homebuying and selling require vastly different approaches than they did just a few years ago and 2009 will be a difficult year, but the principles haven?t changed: Homeownership works! And the 20,000 Realtors who converged on Orlando agree with me that long-term homeownership remains the key to building financial wealth.
They also know that homebuying opportunities in most markets around the country are fantastic ? that today we?re seeing a once-in-a-generation chance to buy property at great prices. And I believe this window of opportunity will probably last only 12 to 18 months.
During my presentations to about 900 Realtors, I stressed that sound financing remains critical to making real estate work for their clients. After all, it?s harder to fix a bad financing decision than it is a bad location decision. And yes, financing remains available. In fact, mortgage lenders during the first nine months of 2008 have loaned out 20% more money than they did in all of 2000!
So here's what I recommend. First, seriously consider buying property during this window of opportunity ? maybe a first home, or perhaps a second home to rent out. Don?t accept the claim that mortgage money has all but dried up. Find a fair and responsible lender, and ask!
Second, make yourself an informed buyer and borrower. If you haven't read The Automatic Millionaire Homeowner, now is a great time to do it. And visit my website for our free homebuying resources. I also strongly suggest participating in a free homebuyer workshop, offered by Wells Fargo Home Mortgage offices across the country. To find a workshop near you, visit the finishrich.com website.
Back in August, I had the pleasure of meeting Sloan Barnett when I spoke at Shaklee's 2008 Global Conference. I wanted to take this opportunity to recommend Sloan's new book, Green Goes With Everything. If living a green lifestyle is important to you (and hopefully it is...) then this book is a must read. It's packed with practical tips to take the simple steps needed to protect the health of your family ~ and the planet.
You can read more about it or purchase the book on Sloan's website at GreenGoesWithEverything.com.
Are you worried about your finances given the current market? Do you feel like you just don?t know where to begin when it comes to devising a plan to get ahead and stay ahead? The FinishRich Coaching Program is designed so that you are able to get personalized mentoring with specific solutions for your individual needs.
Given that we are in a time of economic uncertainty, it is a great feeling to know that your coach will hold you accountable for staying on track as you're guided through the program. You will get all the information, motivation and encouragement that you'll need for success.
The great part of this program is that it doesn't just end with the personalized mentoring. You also have access to the FinishRich Coaching Success Center. Here you'll find amazing resources, videos, weekly group coaching calls, and even more- - including a monthly, live coaching call with me.
Click here to see if you qualify for my FinishRich coaching program. Regardless of your financial goals, we have a coaching program that's right for you.
The Automatic Money Manager is one of the easiest ways to calculate your Latte Factor? and put this money toward building your security basket, DOLP?ing your credit card debt, saving for a home, and increasing your retirement nest egg. It is your financial dashboard and puts your financial picture right at your fingertips. And because it's paperless, it's the perfect green solution to your finances!
Click here to try The Automatic Money Manager FREE for the first 30 Days.
This online program (there's no software to download) gives you access to your accounts any time, anywhere--even on your mobile device. Use it to
automatically:
Pay yourself first
Track all of your purchases
Manage your credit card spending
Pay off your debt
Find your Latte Factor
Plan for retirement
And so much more!
Don't wait any longer to take control of your finances. Start Today!
This Thanksgiving I hope we can all take a few moments to reflect on all that we have to be thankful for. Especially during challenging times, it's more important than ever to remember to be grateful for what you do have. And as our country prepares to welcome a new president, we are all hopeful and optimistic for a bright future ahead.
I'd like to wish our entire FinishRich Community a warm and wonderful Thanksgiving holiday. And as we count our blessings this year, let's not forget the brave troops overseas and their families who wait for them to come home safely. Our thoughts and prayers are with you. Happy Thanksgiving.
Until next time...
Live and Finish Rich,
David Bach and The FinishRich Team
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The FinishRich Newsletter is written and produced by David Bach and FinishRich Media. If you have any questions or comments, you can contact us via our online form by clicking here.
This newsletter is purely informative and does not represent an investment or tax recommendation of any kind. Please consult your financial or tax advisor before making any investment decisions.
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