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July 4, 2009
Credit Card Debt

Credit and Bankruptcy Information
Here are some sites that can help educate you and your family about using credit wisely, building your credit, as well as helping you get out of credit card debt.

Motley Fool's Guide to Credit Cards
www.fool.com/ccc/ccc.htm
Useful articles and calculators to help you deal with credit cards and credit card debt

Myvesta.org
www.myvesta.org
A great site that provides sound financial education with services to help people manage and get out of debt.

Credit in a Nutshell
www.creditinanutshell.com
This site provides information about how to build, manage, and repair your credit.

American Consumer Credit Counseling
www.consumercredit.com
A nonprofit organization devoted to helping people who are having money troubles or considering bankruptcy.

Fair Isaac
www.fairisaac.com
The company who introduced credit scoring. Their consumer education section has great information about credit scoring, interpreting your score and more.

Best Rates on Credit Cards
www.bankrate.com/smm/

Credit Report Information

You can obtain a copy of your credit report from any of the following reporting agencies:

Equifax
PO Box 10573
Atlanta, GA 30348
800-685-1111, 770-612-3200
800-548-4548 (for residents of Georgia, Vermont, and Massachusetts)
800-233-7654 (residents of Maryland)
www.equifax.com

Experian
PO Box 949
Allen, TX 75013-0949
888-397-3742
www.experian.com

Trans Union Corporation - Consumer Disclosure Center
PO Box 390
Springfield, PA 19064-0390
800-916-8800, 800-682-7654, 714-680-7292
800-888-4213 (if you have been denied credit)
www.transunion.com



Credit Card Comparisons

Credit Card Rates
www.bankrate.com
This tool allows you to compare rates on many financial products, including credit cards.



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