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Welcome Letter
About the Book
Table of Contents
Chapter Excerpts
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Automatic MillionaireIntroduction

Chapter One
Meeting the Automatic Millionaire

Chapter Two
The Latte Factor: Becoming an Automatic Millionaire on Just a Few Dollars a Day

Chapter Three
Learn to Pay Yourself First

Chapter Four
Now Make it Automatic

Chapter Five
Automate for a Rainy Day

Chapter Six
Automatic Debt-Free Homeownership

Chapter Seven
The Automatic Debt-Free Lifestyle

Chapter Eight
Make a Difference with Automatic Tithing

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Success Stories

Real Advice, Real People, Real Results.

I'm sure you get thousands of letters a day from people who've found their "latte factor"; I'd like to share my story. Although I'm only through chapter 2 of your book, I recognized immediately the importance of the "latte factor", because I completed an identical personal finance drill of my own about 4 years ago. I moved from Colorado to Los Angeles in 1999 and got a job as a waitress in Beverly hills to work my way through school. The cost of living in L.A is exorbitant, and I was dirt-poor ... more



- Bradley Dalton
Los Angeles, CA

Browse through hundreds of  success stories or even  add your own!

Success Stories

Start Late, Finish Rich

In Start Late, Finish Rich, David Bach takes the "Finish Rich" wisdom that has already helped millions of people and tailors it specifically to all of us who forgot to save, procrastinated, or got sidetracked by life's unexpected challenges.

Free Resources
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  • Figure out your Latte Factor™

  • The Five Secret Questions to Finish Rich

  • Get Organized with Our Worksheets

  • Tips on Hiring a Financial Advisor

  • Learn about Investment Basics

  • Find out about College Savings and Planning
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